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Most states do not force you to choose where to take your vehicle for repairs…If you use the ones your insurance companies recommend they are usually guaranteed work at 100%. If you choose another shop ANY!!!! errors or problems will be your responsibility. Most companies also require they insurance adjusters to look at your vehicle PRIOR to any work being performed so they know what is done before any repairs and that is normal and standard procedure. This is in your best interest as well. so it is preferred you let your company and their company look at the vehicle..estimates are just that an estimate…one company may have better parts equipment software and can find cheaper local parts another may have older software and their parts have to be shipped which cost nmore and change the values of the two estimates, so estimates are usually never the same….ONCE work is performed their may also be hidden damages..this can be a cracked bumper absorner that one couldn’t see visibly so the estimate may increase..THIS IS OK if it is determined to be accident related..FYI***THERE IS A HUGE RISK IN USING SHOPS YOU CHOOSE UNLESS YOU PERSONALLY KNOW THEIR WORK…*Insurance companies pay people to research and monitor body shops who they place on their lists, in most states it is illegal to get any amount of the shops profits..they are partnerred with trust and confidence and recommendations..if a shop has angry customers reviews, service and work they are quickly and easily removed because other shops WANT to be in connection with free recomendation and customers** If you go to a shop who owes back taxes it is your responsibility to ask, because the govmnt will take their back taxes due amount from any work performed by that shop…If the company that you choose disagree’s with the bill they can hold your vehicle until their pymnt is made and won’t care if you are in the middle..If you choose your own shop and they pait your maroon car red is some areas it is your responsibility to get it corrected. It is not worth the risk. I ALWAYS use their shop because they have to fix the damages and return you to a rental if it is something their shop did wrong…If you use your choosen shop good luck..sorry so long prednisone nexium
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Safe Auto is high risk insurance, that is the rasoen they state they don't check credit, since most people who buy it, cant buy from a big name auto insurance company due to their credit, driving record of tickets, or multiple accidents in the past. Your best bet is to get multiple quotes from at least 3 companies. I suggest you call a agent and discuss and they will give you their suggestions. Also, with any high risk auto, most only have minimum limits only, so if you have any assets, you need more than the minimum to protect you. As a general rule, any accidents/tickets etc will stay on your record for 3 years and if as you state you driving record is good, I suggest you try some of the other companies even with bad credit, since the rates they will charge will most likely be cheaper than Safe Auto.good luck

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